This AQA teaching powerpoint covers Commercial Banks and Investment Banks

• Commercial banks: Provide traditional banking services such as accepting deposits, making loans, and offering checking and savings accounts. They focus on providing financing to consumers and small businesses.
• Investment banks: Specialize in underwriting securities, M&A advisory, trading, research, and asset management. They focus on providing financial services to corporations and high-net-worth individuals.
• Regulation: Commercial banks are heavily regulated by governments, while investment banks are subject to looser regulations, although they are still subject to some oversight by regulatory agencies.
• Structure: Commercial banks are typically retail banks, with branches and ATMs, while investment banks are typically investment firms, with no physical branches and a focus on providing advice and services.

Both types of banks play important roles in the economy, but they operate in different ways and serve different clientele.