Simulation

Tax Bands Sandbox | Simulation | CambridgeOCR Level 3 Award in Personal Finance

Last updated 6 Aug 2026

Try this mini personal finance simulation activity to help deliver the CambridgeOCR Level 3 Award in Personal Finance.

Tax Bands Sandbox is a free interactive tool that turns the income-tax table into something you can play with. Drag the salary slider from £15,000 to £200,000 and a colourful bar grows band by band, while live figures show the tax, the take-home pay and the true effective rate. Students see for themselves that being a higher-rate taxpayer does not mean all your income is taxed at 40%, and they watch the personal allowance quietly disappear at the very top. It takes five minutes, works on any device, and it is the fastest way we know to bust a stubborn tax myth.

Play the Tax Bands Sandbox simulation here

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