Simulation

State Pension Estimator | Simulation | CambridgeOCR Level 3 Award in Personal Finance

Last updated 6 Aug 2026

Try this mini personal finance simulation activity to help deliver the CambridgeOCR Level 3 Award in Personal Finance.

The State Pension Estimator is a free interactive tool that turns a distant idea into a real number. Students drag a slider for the National Insurance years they will build up and instantly see the weekly, monthly and yearly State Pension, along with a panel showing what it actually buys. They discover the rules that shape it, ten qualifying years for anything and thirty-five for the full amount, and the big takeaway that the State Pension is a floor, not a ceiling.

Play the State Pension Estimator simulation here

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