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A pension is a payment made to people who have retired from work. In the UK, there is the State Pension, which is paid to retired people over the age of 65 if they have paid National Insurance contributions. In addition, many people pay into a pension scheme throughout their working lives – a pension scheme is a long-term savings plan which provides people with additional income in retirement. All UK employers are now required to offer Workplace Pensions to their employees.

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