In the News
10 Years of Change in British Banking
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
18th September 2017
How has the UK banking landscape changed in the decade since the collapse of Northern Rock?
Commercial banks in the UK now have much higher capital buffers and are less reliant on wholesale borrowing to fund their activities. Loan to valuation ratios have declined but unsecured lending to consumers has soared raising fears of another financial crisis in the relatively near future.
More here from BBC Newsnight on the rise and fall of Northern Rock
You might also like
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
Boom Bust Boom
13th March 2015
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
Richard Koo Explains a Balance Sheet Recession
6th November 2016
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
Managing the National Debt
13th June 2017
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
Deutsche fined again over LIBOR rigging
26th October 2017
House Prices and the UK Economy (2019 Update)
Topic Videos
![](https://tutor2u-net.imgix.net/user-photos/gbr_profile.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=100&q=80&w=100)
Who are Britain's Biggest Mortgage Lenders?
1st December 2022