Q&A - What is the difference between long-term, medium-term and short-term finance?

An important consideration when obtaining finance for a business is when and for how long the finance is needed. 

A useful distinction can be made between long-term, medium-term and short-term finance.  The table below summarises the main examples and uses of each category:

Revision Presentation - Improving Cash Flow [17 May 2012]
Revision Quiz - Sources of Finance for a Startup [12 May 2012]
Revision Presentation - Business & Interest Rates [7 Apr 2012]
Luke Johnson on sources of finance for a startup [29 Aug 2011]
HMV Strategy - Death of a Billion Downloads [24 Apr 2011]
Marketing meets Sources of Finance! [20 Mar 2011]
Stuff the banks - John Lewis issues a retail bond [6 Mar 2011]
Sources of finance - the attraction of franchises [8 Feb 2011]
From crisps to vodka - a profile of a down-to-earth entrepreneur [7 Jan 2011]
Is Facebook worth $50bn? [4 Jan 2011]
BUSS1 Revision Quiz - Sources of Finance for a Startup [13 Dec 2010]
Liabilities - firms worry about what they owe [24 Nov 2010]
Revision Games - Sources of Finance Definitions [1 Nov 2010]
Google, Profits and Diversification [16 Oct 2010]
Sources of finance - bank loans down by £28 billion [15 Sep 2010]
Cashflow-Cluedoh! [10 Aug 2010]
Tesco sells some stores - a good example of a sale and leaseback [28 Jul 2010]
Did you know?  Private and Public Companies [27 Jul 2010]
Lesson Worksheet - Financing Business Growth [16 Jul 2010]
Forget vouchers or stamps - give your customers some shares… [9 Jun 2010]
25 Ways to Get The Startup Right [22 Apr 2010]
Revision Presentation - Balance Sheet Basics [30 Jan 2010]
Source of finance - SMEs turn to the private alternatives to banks [27 Jan 2010]
Revision Presentation - Raising Finance for a New Business [30 Dec 2009]
Foldio - A cool way to teach Venture Capital [8 Oct 2009]
Business angels take flight - just when small businesses need them [12 Jul 2009]
Sources of finance - the bank overdraft rip-off [28 May 2009]
Q&A - Should a start-up raise investment from outside investors? [27 May 2009]
Q&A - What are the main things to consider when obtaining finance for a start-up? [26 May 2009]
Sources of finance: PLCs turn to their shareholders [11 May 2009]
Q&A -  What is share capital [2 May 2009]
Q&A - Explain what a bank overdraft is [2 May 2009]
Q&A - What is credit and why do businesses need it? [1 May 2009]
Q&A - Why is leasing and hire purchase a source of finance? [1 May 2009]
Q&A - What is a bank loan? [1 May 2009]
Video case study - Business Angels [1 May 2009]
Innocent turns to Coca-Cola to finance international expansion [7 Apr 2009]
Q&A - What is a cash flow forecast? [1 Apr 2009]
Celebrity chefs struggle to make ends meat [9 Feb 2009]
Sources of finance for SMEs - Banks Squeezing the Life out of Businesses [3 Jan 2009]
Video case study - when the bank overdraft becomes the problem [26 Oct 2008]
Video case study - three small businesses born in the storm [26 Oct 2008]
Butlins benefits from the domestic holiday boom [1 Aug 2008]
Do takeovers by ‘private equity’ firms destroy jobs? [28 Jan 2008]

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